Who pays for Home Health Services?
Insurance Coverage
Insurance plans play a crucial role in covering the cost of home health care services. When a senior's chronic health condition, recovery from illness, dementia, or the normal aging process makes living at home challenging, in-home care can provide the necessary supervision and assistance to age in place safely.
However, families often worry about the cost of home care services and the available financial options for payment.
Seniors and their families may have various choices for paying for home care. Identifying the right options begins with determining the type of care needed. Home health care is likely to be covered by a combination of payment options, which may include Medicare, Medicaid, veterans benefits, and other alternatives.
Covered home health services include
Home health care services encompass a wide range of medical and supportive services provided in the comfort of your own home. These services are designed to help seniors maintain their independence and improve their quality of life. Covered home health services include:
Home Health Aide Services
VA benefits
Health Care Coverage Options for Military Veterans
If you qualify for VA Benefits, you may be eligible for coverage for in-home care services. Whether you're recovering from an injury, managing a chronic condition, or simply need assistance with daily tasks, VA Benefits can help provide the support you need to live comfortably at home.
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What Insurance Covers In-Home Care?
Most programs, services, equipment, and supplies required by home healthcare plans or medical orders written by your physician are covered by the insurance companies listed below. Check the list to see if your insurer is included and learn more about each provider.
Medicare is a federal health insurance program in the United States for people age 65 or older and younger people with disabilities.
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The Cigna Group, based in Bloomfield, Connecticut, offers medical, dental, disability, life, and accident insurance, primarily through employers.
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UnitedHealthcare, an insurance and managed care company, has four divisions: Employer & Individual, Medicare and Retirement, Community and State.
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Humana Inc. is a for-profit USA health insurance company based in Louisville, Kentucky. It is the fourth-largest health insurance provider in the U.S.
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Aetna Inc. is an American managed health care company providing medical, dental, and disability plans through employer-paid programs and Medicare.
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BCBS is a a United States-based federation of 34 independent companies providing health insurance to over 115 million people.
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Servicing the northern Chicago suburbs - including Cook, Lake and McHenry Counties - the experienced team of medical professionals of Accurate Care Home Health works directly with discharge planners, case managers, physicians, and assisted living facilities to provide seamless, compliant care that keeps patients safe and healthy at home or at a facility.
We understand the importance of efficiency, compliance, and communication in your institution’s operations, and we are here to make it easy for you.
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